Debts

Who owes what, settled

Money you lend and borrow, with paybacks in parts and a reminder on the day it is due. Totals in your own currency.

Everyone at a glance

What each person owes you, and what you owe them.

In any currency

Lend in euros, see it in dollars, at the rate of the day.

Where it helps

Money between people, kept fair

Friends

Dinners, tickets and rounds, split and paid back without the awkward reminder.

Family

Money lent at home, paid back in parts, with every part on record.

Shared homes

Rent and bills split between roommates, and who is behind this month.

Group trips

Costs in any currency, settled up once everyone is home.

Works with

Part of everything else you keep

Create your HeyBMO account

Start with the parts of life you want to organise and add more at any time. Free to start, no card required.